Document and analyze your spending habits over the course of a month.
This exercise promotes awareness of your financial habits. Where is your money going? Are there any areas where you could cut back or reallocate funding? How are these expenditures reflective of your values and needs? After reviewing the results of this month-long exercise, see if there are any changes that could be made for the better. This practice encourages financial accountability and promotes the adoption of healthy spending habits.
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