Create a diary entry detailing a new savings strategy for the next year.

This prompt encourages you to think practically and to design a plan about tangible ways to increase your savings. This isn’t just about wishing for a bigger bank balance – try to delve into specific strategies like budgeting, cutting back on specific expenses, or setting up an automatic savings plan. This plan can serve as an effective tool to hold yourself accountable throughout the year.

Scratchpad ℹ️

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