From Splurge to Save

Think of an item or service you regularly spend on and create a plan on how you can cut it back.

This prompt is all about assessing our spending habits and finding ways to toss out unnecessary splurges. Review your spending patterns and identify a recurring expense that can be reduced or eliminated. Write about why this expense is part of your life, how it’s become habitual, and actionable strategies for cutting it back. This exercise can help promote more mindful spending habits going forward.